| Rank | Team | '98 Record | Returning Starters | Schedule Strength |
| 81 | Northwestern | 3-9 | 13 | 15 |
| New coach Randy Walker debuts against his former employer, Miami (Ohio), on Sept. 4. CNNSI.com Team Preview |
| 82 | Rutgers | 5-6 | 15 | 39 |
| Scarlet Knights improved by five victories but failed to beat a I-A school with more than three wins. CNNSI.com Team Preview |
| 83 | Vanderbilt | 2-9 | 19 | 40 |
| Commodores faithful identify with Shania Twain's latest hit-That Don't Impress Me Much. CNNSI.com Team Preview |
| 84 | Bowling Green | 5-6 | 15 | 106 |
| End-of-the-millennium Falcons depending on sophomore rusher Godfrey Lewis. CNNSI.com Team Preview |
| 85 | Temple | 2-9 | 14 | 28 |
| Ascending Owls will be hindered by a schedule that includes only four home games. CNNSI.com Team Preview |
| 86 | Wake Forest | 3-8 | 14 | 56 |
| Incoming quarterback C.J. Leak is the Deacons' biggest recruiting coup since Tim Duncan. CNNSI.com Team Preview |
| 87 | Pittsburgh | 2-9 | 15 | 36 |
| Goings is coming: Ohio State transfer Nick Goings is the Panthers' new tailback. CNNSI.com Team Preview |
| 88 | Navy | 3-8 | 12 | 60 |
| Middies' air defense allowed opponents to complete 65.7% of their passes in 1998. CNNSI.com Team Preview |
| 89 | UNLV | 0-11 | 11 | 66 |
| Coach John Robinson arrives to try to halt the Rebels' 16-game losing streak. CNNSI.com Team Preview |
| 90 | Akron | 4-7 | 12 | 103 |
| Talk about balance. Zips averaged 187.6 yards passing and 187.2 rushing last fall. CNNSI.com Team Preview |
| 91 | Boise State | 6-5 | 14 | 114 |
| Thin defense will get help from speedy Shaunard Harts, who moves from tailback to safety. CNNSI.com Team Preview |
| 92 | Central Michigan | 6-5 | 12 | 93 |
| Departure of top four receivers should mean more carries for senior tailback Eric Flowers. CNNSI.com Team Preview |
| 93 | Central Florida | 9-2 | 10 | 79 |
| Vic Penn, a former All-SEC freshman at South Carolina, replaces Daunte Culpepper at quarterback. CNNSI.com Team Preview |
| 94 | NE Louisiana | 5-6 | 11 | 104 |
| Arkansas transfer Mark Henderson holds Louisiana's single-season high school rushing record. CNNSI.com Team Preview |
| 95 | Memphis | 2-9 | 12 | 45 |
| Ryan White (16 for 16 on field goals, 22 of 22 PATs) was nation's only perfect placekicker in 1998. CNNSI.com Team Preview |
| 96 | New Mexico | 3-9 | 14 | 89 |
| Second-year coach Rocky Long is in for another long, rocky season. CNNSI.com Team Preview |
| 97 | Ohio | 5-6 | 8 | 96 |
| The Bobcats must replace the top two rushers in their history-and play at Ohio State. CNNSI.com Team Preview |
| 98 | Utah State | 3-8 | 15 | 85 |
| Kicker Brad Bohn converted 24 of 28 field goal attempts in 1998. CNNSI.com Team Preview |
| 99 | Ball State | 1-10 | 13 | 87 |
| Letterman's alma mater failed to make the MAC's Top 10 list in scoring offense or defense in '98. CNNSI.com Team Preview |
| 100 | UTEP | 3-8 | 11 | 78 |
| The Miners, 1-5 away from home last season, face four bowl teams on the road. CNNSI.com Team Preview |
| 101 | Northern Illinois | 2-9 | 13 | 109 |
| Ryan Diem, a 6'7", 325-pound tackle, was the only sophomore named All-MAC last season. CNNSI.com Team Preview |
| 102 | Cincinnati | 2-9 | 5 | 72 |
| Defense that yielded 41.5 points a game has only one starter back. CNNSI.com Team Preview |
| 103 | New Mexico State | 3-8 | 13 | 97 |
| Linebacker Waylon Waters, Aggies' top tackler in 1997, returns after missing '98 with a knee injury. CNNSI.com Team Preview |
| 104 | Tulsa | 4-7 | 12 | 94 |
| John Mosley rushed for 201 yards in last year's season finale against Wyoming. CNNSI.com Team Preview |
| 105 | Eastern Michigan | 3-8 | 14 | 82 |
| Junior quarterback Walt Church is on pace to break many of predecessor Charlie Batch's marks. CNNSI.com Team Preview |
| 106 | Alabama-Birmingham | 4-7 | 15 | 74 |
| Backed-up backfield: The Blazers' top eight rushers are back. CNNSI.com Team Preview |
| 107 | San Jose State | 4-8 | 11 | 80 |
| Deonce Whitaker returned a Division I-A-record 51 kickoffs last year but none for touchdowns. CNNSI.com Team Preview |
| 108 | North Texas | 3-8 | 12 | 84 |
| Broderick McGrew led the nation in yards per kickoff return (32.6) in 1998. CNNSI.com Team Preview |
| 109 | Hawaii | 0-12 | 13 | 105 |
| New coach June Jones hopes to revive a program that has the nation's longest losing streak, 18 games. CNNSI.com Team Preview |
| 110 | Arkansas State | 4-8 | 12 | 98 |
| The Indians return to the Big West Conference after a three-year absence. CNNSI.com Team Preview |
| 111 | SW Louisiana | 2-9 | 18 | 90 |
| The nation's worst defense in 1998 features a lineman named Charles Brown. Arrgghh! CNNSI.com Team Preview |
| 112 | Kent | 0-11 | 12 | 95 |
| The Golden Flashes were outrushed by an average of 223.1 yards per game last season. CNNSI.com Team Preview |
| 113 | Middle Tennessee St. | 5-5 | 7 | 111 |
| Division I-A newcomers signed more junior college transfers (15) than high school seniors (12). CNNSI.com Team Preview |
| 114 | Buffalo | 4-7 | 14 | 102 |
| Nov. 20 game, Buffalo at Miami, has no bearing on the AFC East finish. CNNSI.com Team Preview |