In the summer before his senior year in high school, when Jerry Kelly broke his left arm in eight places while playing hockey, he uttered one word: "OhgodI'llneverplaygolfagain!" You might think he had learned his lesson, but when his arm healed, the Wisconsin native went back to the rink. He made Hartford his college choice because athletic officials there assured him he could play both hockey and golf. "Then I got there," he says, "and asked when hockey practice started. They said, 'We dropped the program." After earning degrees in finance and insurance, Kelly turned to pro golf. He won twice on the Nike tour in 1995 and was named the Nike player of the year. On the big Tour in '96 he shot a final-round 64 to force a playoff with Loren Roberts at the Greater Milwaukee Open. The local boy lost, but second was worth $129,600, Kelly's best paycheck. He finished 59th on the money list that year, then dipped to 103rd a year ago. But in '98 Kelly, 31, has already made $265,452, good for 51st place on the Tour. "Hockey was my first love, but I guess things turned out O.K.," he says. "You don't break as many bones playing golf."