For sure, the bad eggs in the business aren't going to disappear without a ton of prodding. And it's as clear as the red ink on Abdul-Jabbar's ledger that the athlete must take responsibility for his own well-being or face the consequences. To whom does he turn for the guidance that can set him on the right path? The world of sport has been grossly negligent so far in providing it. Surely the colleges, which are there to teach, can do better at instructing student-athletes how to manage their affairs. Duke has a model career-counseling committee for athletes. Would that all schools, and all prospective counselors, were so helpful. Ultimately, though, it is up to the athletes themselves to become more prudent about their financial affairs and to get more involved. When the serpents strike, ignorance can be financially fatal.